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Smart Option Student Loan® from Sallie Mae®

Once you've exhausted your federal aid and scholarship options, check out the Smart Option Student Loan from Sallie Mae to pay for tuition and college-related costs. It's available to Tucoemas Federal Credit Union members attending a degree-granting institution.


  • Multiple in-school repayment options, plus a choice of competitive fixed and variable interest rates for more flexibility
  • No origination fees or prepayment penalty
  • Rewards and interest rate reductions available
  • Better rates available to borrowers with higher credit scores
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Assistance from U.S.-based student loan specialists
  • Learn More