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Savings Accounts

Solid savings accounts form your financial foundation. We'll help you find the right account so your money can grow toward your goals.
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We believe in helping our member-neighbors in Tulare County, California, with savings account options and interest rates that work hard for you. As a credit union, we're a not-for-profit institution that gives more back so you can benefit. Everything starts with a Tucoemas Federal Credit Union savings account.

Open this account to become a Tucoemas member, and then you can enjoy all of our valuable products and services. Share Accounts are similar to a regular savings account, reliable and steady.

  • Initial $5 deposit
  • $250 minimum balance to earn dividends
  • Dividends calculated on the average daily balance and paid monthly

When you have excess cash you want to grow, consider our Share Certificates. The longer you keep your money deposited, the more you'll earn. Keep in mind, you'll incur penalty fees for taking out your money before the term ends.

  • $10,000 minimum opening deposit
  • Various terms of 6, 12 and 24 months
  • Dividends calculated on the average daily balance and paid monthly

Your money grows at a higher rate than our Share Account and offers more accessibility than our Share Certificate.

  • $2,500 minimum opening deposit and minimum balance
  • Minimum additional deposits of $250+ and minimum withdrawals of $500+
  • Dividends calculated on the average daily balance and paid weekly

Add more cheer to your holiday season by eliminating the financial stress. Our Holiday Account lets you save money throughout the year before it's automatically transferred to your Share Account on November 1.

  • $5 minimum opening deposit and minimum balance
  • Start earning interest on balances of $250 or more
  • No monthly service fee
  • Easily add to your savings through payroll deduction, automatic transfer and other regular deposits
  • Make unlimited withdrawals before November 1
  • Dividends calculated on the average daily balance and paid monthly

You work hard and deserve a vacation, one you can enjoy without worrying about paying for it. Use our Vacation Account to save up for that special trip throughout the year. Your money grows steadily before automatically transferring to your Share Account on June 1.

  • $5 minimum opening deposit and minimum balance
  • Start earning interest on balances of $250 or more
  • No monthly service fee
  • Easily add to your savings through payroll deduction, automatic transfer and other regular deposits
  • Make unlimited withdrawals before June 1st
  • Dividends calculated on the average daily balance and paid monthly

Get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo.

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You deserve attentive, personalized service from people who care about your financial well-being. You deserve Tucoemas. 

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