{"id":2463,"date":"2024-05-28T14:52:39","date_gmt":"2024-05-28T21:52:39","guid":{"rendered":"https:\/\/www.tucoemas.org\/youth-accounts\/"},"modified":"2025-02-13T11:32:12","modified_gmt":"2025-02-13T19:32:12","slug":"youth-accounts","status":"publish","type":"page","link":"https:\/\/www.tucoemas.org\/es\/bank\/youth-accounts\/","title":{"rendered":"Cuentas para j\u00f3venes"},"content":{"rendered":"
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\n\t\t\t\t\t\t\"HERO-template-kids\"\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\tCuentas para j\u00f3venes\t\t\t\t\t<\/h1>\n\t\t\t\t\t

Empiece peque\u00f1o, sue\u00f1e grande<\/p>\t\t\t\t\t\t

\n\t\t\t\t\t\t\tABRIR UNA CUENTA<\/span><\/a>Cont\u00e1ctenos<\/span><\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n
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El camino financiero de su hijo comienza con una cuenta para j\u00f3venes.<\/h2>

Ense\u00f1e a sus peque\u00f1os el valor del dinero y lo que significa afiliarse a una cooperativa de cr\u00e9dito. <\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n

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\n\t\t\t\tMen\u00fa de p\u00e1gina<\/button>\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tCuentas para j\u00f3venes\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\tBeneficios\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\u00danase\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n
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Cuentas para j\u00f3venes<\/h2>

Cuentas conjuntas de ahorro y cheques:<\/strong><\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t

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Cuenta de Cheques Conjunta<\/h3>

Cuenta de cheques Kasasa Cash Back<\/strong><\/p>\n

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  • 3% de devoluci\u00f3n de efectivo en sus compras diarias con tarjeta de d\u00e9bito*<\/li>\n
  • Sin cargo mensuales<\/li>\n
  • Reembolso de comisiones de cajeros autom\u00e1ticos (hasta $20 mensuales**)<\/li>\n
  • Sin saldo m\u00ednimo para obtener recompensas<\/li>\n
  • Banca en l\u00ednea gratuita con servicio pago de facturas Bill Pay<\/li>\n
  • Aplicaci\u00f3n de banca m\u00f3vil gratuita, incluido el dep\u00f3sito de cheques por m\u00f3vil<\/li>\n
  • Tarjeta de d\u00e9bito Visa gratuita<\/li>\n
  • Se requiere una cuenta de ahorros de acciones para abrir una cuenta Kasasa Cash Back.<\/li>\n<\/ul>\n

    * Debe proporcionar el acta de nacimiento y el n\u00famero de seguro social del menor. El titular de la cuenta conjunta debe proporcionar un documento de identificaci\u00f3n principal v\u00e1lido (como una tarjeta de identificaci\u00f3n estatal, licencia de conducir o pasaporte) y comprobante de domicilio.<\/p>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t

    \n\t\t\t\t\t\t\"Long-format-Home\"\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
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    Cuenta de Ahorros Conjunta<\/h3>
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    • Acceso gratuito a la banca telef\u00f3nica Audio 24<\/li>\n
    • Transferencias gratuitas de fondos entre su cuenta de ahorros y su cuenta de ahorros de acciones<\/li>\n<\/ul>\n

      * Debe proporcionar el acta de nacimiento y el n\u00famero de seguro social del menor. El titular de la cuenta conjunta debe proporcionar un documento de identificaci\u00f3n principal v\u00e1lido (como una tarjeta de identificaci\u00f3n estatal, licencia de conducir o pasaporte) y comprobante de domicilio.<\/p>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t

      \n\t\t\t\t\t\t\"Long-format-Savings\"\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n
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      Abra una cuenta para j\u00f3venes<\/h2>

      Env\u00edenos un correo electr\u00f3nico a NewAccounts@tucoemas.org o ll\u00e1menos al (559) 667-9239<\/p>\n<\/div>\t\t<\/header>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n

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      \n\t\t\t\t\t\t\t\n\t\tNo Fees<\/title>\n\t\t<path fill=\"#EA7600\" fill-rule=\"evenodd\" d=\"M41.084 0h2.531v4.3h-2.53V0ZM62 5.193v34.74h-5.593V37.42h3.062V7.708H45.602V5.193H62Zm-15.323 16.12h3.24v2.514h-3.24v-2.515Zm9.92-7.47h-1.265c-.595 0-1.974-.2-1.974-2.024v-1.257h-7.756v2.514h5.365c.392 1.585 1.53 2.729 3.1 3.131v6.35h2.53v-8.713ZM43.615 7.52h-2.53v4.3h2.53v-4.3Zm-2.53 7.519h2.53v4.3h-2.53v-4.3Zm2.53 7.532h-2.53v4.3h2.53v-4.3Zm-2.53 7.518h2.53v4.3h-2.53v-4.3Z\" clip-rule=\"evenodd\"\/><path fill=\"#003B49\" fill-rule=\"evenodd\" d=\"M2.53 37.419V7.708h36.58V5.193H0v34.74h28.849l6.124 6.086 1.784-1.785-4.327-4.3h5.276l2.771 2.766 1.784-1.786-2.075-2.062V37.42H2.531Zm14.944-16.107h-3.24v2.515h3.24v-2.515Zm6.314 1.245c0-4.237 3.239-7.695 7.212-7.695 1.949 0 3.77.817 5.137 2.3 1.341 1.447 2.075 3.37 2.075 5.408 0 4.237-3.239 7.695-7.212 7.695-1.949 0-3.77-.818-5.137-2.302-1.341-1.445-2.075-3.37-2.075-5.406Zm3.935 3.71c.886.955 2.05 1.483 3.277 1.483 2.581 0 4.682-2.326 4.682-5.18 0-1.409-.494-2.729-1.405-3.71-.886-.955-2.05-1.483-3.277-1.483-2.581 0-4.682 2.326-4.682 5.18 0 1.408.494 2.728 1.405 3.71Zm-16.69 5.82c-.392-1.571-1.505-2.678-3.1-3.067v-12.9a4.521 4.521 0 0 0 3.063-3.044H39.11v-2.514H8.655v1.257a1.97 1.97 0 0 1-1.974 1.962H5.416v17.602H6.68c1.632 0 1.974 1.057 1.974 1.95v1.257l30.456-.038v-2.515l-28.077.026v.025Zm41.072 19.867c1.936-1.584 5.01-1.459 6.82.34h-.012a5.04 5.04 0 0 1 0 7.154l-1.076 1.068A5.071 5.071 0 0 1 54.244 62a5.07 5.07 0 0 1-3.594-1.484l-9.388-9.33-9.364 9.33A5.043 5.043 0 0 1 28.305 62a5.096 5.096 0 0 1-3.594-1.484l-1.075-1.069a5.04 5.04 0 0 1 0-7.154c1.86-1.86 4.82-1.974 6.82-.34l6.693-6.65 1.784 1.772-8.465 8.412-1.43-1.42c-.96-.956-2.618-.994-3.618 0-1 .992-1 2.602 0 3.595l1.075 1.069c1 .993 2.62.993 3.62 0l20.143-20.068.898-.892c1.873-1.861 2.91-4.388 2.91-7.092v-.88l-8.882 8.864-.886.893-.898-.892-.898-.893 14.095-14.057v6.965c0 2.968-1 5.759-2.847 7.985-.253.314-.519.603-.81.892l-9.882 9.845 9.389 9.33c.974.955 2.657.955 3.619 0l1.075-1.069c1-.993.962-2.64 0-3.596-.961-.956-2.657-.956-3.619 0l-1.43 1.42-6.3-6.26 1.783-1.774 4.53 4.502Z\" clip-rule=\"evenodd\"\/>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Sin comisiones<\/h2><div class=\"co-columns--box_desc text-component\"><p>No pague comisiones por sobregiro ni por fondos insuficientes (NSF).<\/p>\n<\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon ATM\"\n\t\tviewbox=\"0 0 60 77\"\n\t\twidth=\"60\"\n\t\theight=\"77\"\n\t>\n\t\t<title>ATM<\/title>\n\t\t<path fill=\"#003B49\" d=\"m14.257 38.768.385-.375.337-.328c.65-.634 1.26-1.228 1.844-1.803V7.723h-2.566v31.045Zm-9.1 27.1H0V76.19h2.566v-7.766h28.53v7.766h2.566V65.867H5.157Zm41.496-19.385V7.723h2.566v38.76c0 2.131-1.608 3.861-3.584 3.861h-21.27a12.016 12.016 0 0 0-.358-2.557h8.398V7.723h2.566v40.064h5.208V7.723h2.566v40.064h2.89c.548 0 1.018-.597 1.018-1.304ZM29.78 7.723h-2.565v5.183h2.565V7.723Zm-2.565 7.766h2.565v5.165h-2.565V15.49Z\"\/><path fill=\"#EA7600\" d=\"M55.71 0H7.766A3.87 3.87 0 0 0 3.89 3.861v5.166a3.87 3.87 0 0 0 3.875 3.862h3.89V10.33h-3.89a1.312 1.312 0 0 1-1.309-1.304V3.862c0-.717.59-1.305 1.309-1.305H55.71c.719 0 1.309.588 1.309 1.304v5.166c0 .716-.59 1.304-1.309 1.304h-3.89v2.558h3.891a3.87 3.87 0 0 0 3.874-3.862V3.862A3.87 3.87 0 0 0 55.71 0ZM7.57 34.847c-1.514 1.381-2.412 3.453-2.412 5.635h.009v25.394H2.6V40.482c0-2.898 1.197-5.652 3.293-7.57l8.364-6.802v3.299l-6.688 5.438ZM30.42 60.89c.188-.11 4.567-2.856 4.567-7.945v-2.583h2.566v2.592c0 5.328-3.678 8.6-5.183 9.709v3.214h-2.566v-4.612l.616-.375ZM9.066 69.746H5.174v2.557h3.892v-2.557Zm15.043-40.644c1.334-1.33 3.045-1.432 4.464-.273l.01-.008c2.377 1.952 3.386 7.05 1.085 10.45-1.095 1.51-4.712 5.592-6.09 7.144a12.676 12.676 0 0 1 .78 3.921c.153 4.79-2.6 8.209-2.755 8.396l-1.975-1.628c.154-.187 3.814-4.782 1.283-10.416l-.343-.76.556-.613.097-.108c.716-.803 5.197-5.826 6.335-7.393 1.522-2.26.71-5.925-.616-7.016-.342-.281-.573-.332-1.018.111-1.317 1.313-4.421 4.356-9.484 9.309l-5.269 5.14-1.796-1.825 4.884-4.765.385-.375.337-.329.004-.003a674.5 674.5 0 0 0 1.84-1.799 1455.9 1455.9 0 0 0 7.286-7.16Zm5.67-21.379H10.357V5.166h42.762v2.557h-23.34Z\"\/>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Acceso gratuito a cajeros autom\u00e1ticos (ATM)<\/h2><div class=\"co-columns--box_desc text-component\"><p>Acceda a m\u00e1s de 30,000 cajeros autom\u00e1ticos Co-Op en todo el pa\u00eds.<\/p>\n<\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon MobilePhone\"\n\t\tviewbox=\"0 0 65 80\"\n\t\twidth=\"65\"\n\t\theight=\"80\"\n\t>\n\t\t<title>Mobile Phone<\/title>\n\t\t<path fill=\"#003B49\" d=\"M38.395 37.259v28.494H3.286V21.095h14.538v-3.283H3.286v-1.096a3.848 3.848 0 0 1 3.845-3.841h10.7V9.592H7.13C3.2 9.592 0 12.782 0 16.71v56.167C0 76.402 3.595 80 7.124 79.993h27.427c1.682 0 3.463-.814 4.89-2.238 1.425-1.425 2.24-3.204 2.24-4.885V37.252h-3.286v.007Zm0 35.617c0 .788-.493 1.773-1.281 2.561-.789.788-1.775 1.28-2.563 1.28H7.124c-1.722 0-3.838-2.114-3.838-3.84v-3.841h35.11v3.84Z\"\/><path fill=\"#EA7600\" fill-rule=\"evenodd\" d=\"M23.588 0H59.23c3.174 0 5.757 2.58 5.757 5.751v21.982a5.689 5.689 0 0 1-5.685 5.679H37.916l-7.854 9.966a2.964 2.964 0 0 1-2.347 1.155c-.335 0-.67-.052-1.005-.17a2.975 2.975 0 0 1-2.024-2.843v-8.102h-1.078c-3.181 0-5.777-2.587-5.777-5.77V5.75C17.83 2.581 20.413 0 23.588 0Zm35.727 30.135a2.402 2.402 0 0 0 2.399-2.396V5.751a2.475 2.475 0 0 0-2.471-2.468H23.588a2.475 2.475 0 0 0-2.471 2.468v21.896a2.492 2.492 0 0 0 2.49 2.488h4.365V40.74l8.36-10.604h22.983ZM18.1 71.235h6.855v3.283H18.1v-3.283Z\" clip-rule=\"evenodd\"\/><path fill=\"#003B49\" d=\"M37.298 15.068h-2.74v3.282h2.74v-3.282Zm5.482 0h-2.742v3.282h2.741v-3.282Zm5.487 0h-2.74v3.282h2.74v-3.282Z\"\/>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Acceso a su cuenta 24\/7<\/h2><div class=\"co-columns--box_desc text-component\"><p>Aproveche la banca en l\u00ednea y m\u00f3vil gratuita con acceso a su cuenta las 24 horas del d\u00eda, los 7 d\u00edas de la semana.<\/p>\n<\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-columns--box\">\n\t\t\t\t\t\t\t<svg\n\t\tclass=\"co-columns--box_icon SpeechBubbles\"\n\t\tviewbox=\"0 0 69 55\"\n\t\twidth=\"69\"\n\t\theight=\"55\"\n\t>\n\t\t<title>Speech Bubbles<\/title>\n\t\t<path fill=\"#003B49\" d=\"M48.524 35.57c2.626 0 4.769-2.157 4.769-4.8V4.8c0-2.643-2.143-4.8-4.769-4.8H4.768C2.143 0 0 2.157 0 4.799V30.77c0 2.643 2.143 4.8 4.768 4.8h3.086v10.794c0 1.084.65 2.022 1.671 2.394.28.102.584.158.864.158a2.5 2.5 0 0 0 1.93-.926l10.199-12.42h26.006Zm-27.33-2.824-10.535 12.84v-12.84h-5.89a1.98 1.98 0 0 1-1.964-1.976V4.8a1.98 1.98 0 0 1 1.963-1.976h43.756A1.98 1.98 0 0 1 50.488 4.8v25.97a1.98 1.98 0 0 1-1.964 1.976h-27.33Z\"\/><path fill=\"#EA7600\" fill-rule=\"evenodd\" d=\"M53.293 14.68h10.939v.01c2.625 0 4.768 2.157 4.768 4.8v21.454c0 2.642-2.143 4.8-4.768 4.8h-1.964v6.549a2.529 2.529 0 0 1-2.524 2.54 2.507 2.507 0 0 1-2.087-1.129l-5.318-7.972H32.817c-2.625 0-4.768-2.157-4.768-4.799v-5.364h2.805v5.364a1.98 1.98 0 0 0 1.963 1.976h21.014l5.632 8.446V42.91h4.769a1.98 1.98 0 0 0 1.963-1.976V19.478a1.98 1.98 0 0 0-1.963-1.976h-10.94V14.68Zm-20.476 0h15.707v2.822H32.817a1.98 1.98 0 0 0-1.963 1.976V30.77h-2.805V19.478c0-2.642 2.143-4.799 4.768-4.799Z\" clip-rule=\"evenodd\"\/>\t<\/svg>\n<h2 class=\"co-columns--box_headline\" >Asesoramiento financiero<\/h2><div class=\"co-columns--box_desc text-component\"><p>Reciba asesoramiento experto de un asesor financiero certificado sin ning\u00fan costo para usted. <\/p>\n<\/div>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods center-narrow\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explorar productos y servicios relacionados<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2 justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Cuentas De Cheques<\/h3><div class=\"co-rel_prods--col_desc text-component\">Nuestras cuentas de cheque Rise y KASASA son cuentas de cheques seguras y protegidas dise\u00f1adas para mantener m\u00e1s dinero en su billetera.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/bank\/checking-accounts\/\" target=\"_top\" aria-label=\"Lea m\u00e1s sobre Cuentas Corrientes\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Cuentas de ahorro<\/h3><div class=\"co-rel_prods--col_desc text-component\">Creemos en ayudar a nuestros vecinos miembros del condado de Tulare, California, con opciones de cuentas de ahorro y tasas de inter\u00e9s que trabajan duro para usted.\r\n\r\n <\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/bank\/savings-accounts\/\" target=\"_top\" aria-label=\"Lea m\u00e1s sobre las Cuentas de Ahorro\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__back-to-top\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t<div class=\"co-back_top\">\n\t<a class=\"co-back_top--link\" href=\"#\" aria-label=\"\">\n\t\tVolver arriba\t\t<svg class=\"co-back_top--link_icon\" viewbox=\"0 0 26 20\" role=\"img\" aria-label=\"Volver arriba\">\n\t\t\t<use xlink:href=\"https:\/\/www.tucoemas.org\/wp-content\/themes\/tucoemas-theme\/images\/sprite-icons.svg#back-top\" \/>\n\t\t<\/svg>\n\t<\/a>\n<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__disclosures\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-disclosures\">\n\t\t<h2 class=\"co-disclosures--title\">Divulgaciones<\/h2>\n\t\t<dl class=\"co-disclosures--list\">\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-component\"><p><em>*Rendimiento porcentual anual. Aplican aprobaci\u00f3n de cuenta, condiciones, requisitos, plazos, inscripciones y otros requerimientos. Los requisitos y recompensas pueden variar seg\u00fan la cuenta. Abrir o cerrar esta cuenta no requiere cargos por servicio o comisiones mensuales recurrentes. Para cuentas de cheques Kasasa Cash Back, cuando se cumplan los requisitos de la cuenta durante un mes, recibir\u00e1 un reembolso del 3.00% (un m\u00e1ximo de $7.50) sobre un total de hasta $250.00 en compras con tarjeta de d\u00e9bito que se procesen y liquiden en la cuenta durante ese mes. Para cuentas de cheques Kasasa Cash, cuando se cumplan los requisitos de la cuenta durante un mes, los saldos de hasta $5,000 reciben un rendimiento porcentual anual (APY*) del 1.00%; y los saldos superiores a $5,000.00 ganan una tasa de inter\u00e9s del 0.25% sobre la parte del saldo que supere los $5,000, lo que resulta en un rango de APY del 1.00% al 0.29%, dependiendo del saldo de la cuenta. Cuando no se cumplen los requisitos de la cuenta Kasasa Cash, todos los saldos en una cuenta Kasasa Cash ganan un APY* del 0.05%.<\/em><\/p>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"co-disclosure\">\n\t\t\t\t\t<dd class=\"co-disclosure--desc\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-component\"><p>**<a href=\"https:\/\/www.tucoemas.org\/files\/SCHEDULE-OF-FEES-2025.pdf\">TABLA DE COMISIONES<\/a><\/p>\n<\/div>\t\t\t\t\t<\/dd>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/dl>\n\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":2460,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2463","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Youth Accounts - 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