{"id":2465,"date":"2024-05-28T14:52:39","date_gmt":"2024-05-28T21:52:39","guid":{"rendered":"https:\/\/www.tucoemas.org\/cd-iras\/ira\/"},"modified":"2025-02-27T09:05:51","modified_gmt":"2025-02-27T17:05:51","slug":"ira","status":"publish","type":"page","link":"https:\/\/www.tucoemas.org\/es\/bank\/cds-iras\/ira\/","title":{"rendered":"IRA"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image display-img-desktop\" aria-label=\"Encabezado: IRA\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow gap:0\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:5\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"550\" height=\"550\" src=\"https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2.jpg\" class=\"co-page_hero--img\" alt=\"HERO-template-PTers-2\" srcset=\"https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2.jpg 550w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-540x540.jpg 540w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-150x150.jpg 150w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-396x396.jpg 396w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-75x75.jpg 75w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-300x300.jpg 300w, https:\/\/www.tucoemas.org\/files\/HERO-template-PTers-2-400x400.jpg 400w\" sizes=\"auto, (max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:7\">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\tIRA\t\t\t\t\t<\/h1>\n\t\t\t\t\t<p class=\"co-page_hero--tagline\">Su Jubilaci\u00f3n, Nuestra Prioridad.<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button\" href=\"https:\/\/www.tucoemas.org\/es\/help\/contact-us\/\"  ><span>ABRIR UNA IRA<\/span><\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Aseg\u00farese una jubilaci\u00f3n c\u00f3moda con una IRA<\/h2><div class=\"co-page_intro--desc text-component\"><p>En Tucoemas, ofrecemos muchas opciones de IRA para ayudarle a mirar hacia un futuro m\u00e1s brillante.<\/p>\n<\/div>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" id=\"ira\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t\t<div class=\"co-long_form--block prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<h2 class=\"co-long_form--headline\" >IRA<\/h2><div class=\"co-long_form--content text-component\"><p>La Cooperativa de Cr\u00e9dito Federal Tucoemas ofrece gran flexibilidad para el ahorro a largo plazo. Elija entre cuentas IRA tradicionales y Roth, ambas con ventajas fiscales \u00fanicas que su asesor le explicar\u00e1 en detalle, adem\u00e1s de una Cuenta de Ahorros para la Educaci\u00f3n Coverdell si planea cubrir gastos de educaci\u00f3n superior.<\/p>\n<ul>\n<li>Dep\u00f3sito m\u00ednimo de apertura $5 y saldo m\u00ednimo<\/li>\n<li>Sin cuotas mensuales<\/li>\n<li>Agregue contribuciones en sumas globales o mediante dep\u00f3sitos regulares continuos<\/li>\n<li>Los dividendos se calculan seg\u00fan el saldo promedio diario y se pagan mensualmente.<\/li>\n<\/ul>\n<p>\u00bfQuieres abrir una cuenta?<\/p>\n<\/div><a class=\"co-long_form--button co-button\" href=\"https:\/\/www.tucoemas.org\/es\/help\/contact-us\/\"  ><span>CONT\u00c1CTENOS<\/span><\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"400\" height=\"400\" src=\"https:\/\/www.tucoemas.org\/files\/Long-format-PTers.jpg\" class=\"co-long_form--image\" alt=\"Long-format-PTers\" srcset=\"https:\/\/www.tucoemas.org\/files\/Long-format-PTers.jpg 400w, https:\/\/www.tucoemas.org\/files\/Long-format-PTers-150x150.jpg 150w, https:\/\/www.tucoemas.org\/files\/Long-format-PTers-396x396.jpg 396w, https:\/\/www.tucoemas.org\/files\/Long-format-PTers-75x75.jpg 75w, https:\/\/www.tucoemas.org\/files\/Long-format-PTers-300x300.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"Tasas de las cuentas IRA\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Tasas de las cuentas IRA<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button  class=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\">\n\t\t\t\t\t\tIRA diaria\t\t\t\t\t\t<span class=\"co-accordion--icon no-js:is-hidden\"><\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<div class=\"co-rates_table_wrap co-rates_table_wrap__rates_list\">\n\t<table class=\"co-rates_table\">\n\t\t<caption class=\"co-rates_table_wrap--title\" id=\"iradaily\">\n\t\t\tIRA diaria\t\t<\/caption>\n\t\t\t\t\t<thead>\n\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Dep\u00f3sito m\u00ednimo de apertura&nbsp;<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Saldo m\u00ednimo para ganar<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Tasa de dividendos<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t<th\n\t\t\t\t\t\t\tclass=\"co-rates_table--heading\"\n\t\t\t\t\t\t\tscope=\"col\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<p>Rendimiento porcentual anual (APY)<\/p>\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t<tfoot>\n\t\t\t\t<tr>\n\t\t\t\t\t<td class=\"co-rates_table--foot_cell\" colspan=\"4\">\n\t\t\t\t\t\t<p>Las tasas y los t\u00e9rminos aplicables a su cuenta de Tucoemas Federal Credit Union (Cooperativa de Cr\u00e9dito) se proporcionan con el <a href=\"https:\/\/www.tucoemas.org\/files\/TIS-Update-2024-060124-2.pdf\">Declaraci\u00f3n de veracidad en los ahorros<\/a>. La Cooperativa de Cr\u00e9dito podr\u00eda ofrecer otras tasas para estas cuentas ocasionalmente. Los dividendos se capitalizan y se abonan mensualmente.<\/p>\n\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t<\/tfoot>\n\t\t\t\t\t<tbody>\n\t\t\t\t\t\t\t\t\t<tr class=\"co-rates_table--row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Dep\u00f3sito m\u00ednimo de apertura&nbsp;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$5<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Saldo m\u00ednimo para ganar<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>$100<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Tasa de dividendos<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>0.30%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<td class=\"co-rates_table--cell\">\n\t\t\t\t\t\t\t\t<div class=\"co-rates_table--cell_mobile_title\">\n\t\t\t\t\t\t\t\t\t<p>Rendimiento porcentual anual (APY)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<p>0.30%<\/p>\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">H\u00e1gase miembro<\/h2><div class=\"co-intro_text--intro text-component\"><p>Como copropietario de Tucoemas, nuestras ganancias le benefician directamente a trav\u00e9s de mejores tasas y comisiones m\u00e1s bajas.<\/p>\n<\/div>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.tucoemas.org\/es\/open-account\/\"  ><span>\u00daNASE<\/span><\/a><a class=\"co-sp_cta--link\" href=\"https:\/\/www.tucoemas.org\/es\/help\/contact-us\/\"  ><span>Cont\u00e1ctenos<\/span><\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods center-narrow\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explora otros productos y servicios<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2  justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Certificados de acciones<\/h3><div class=\"co-rel_prods--col_desc text-component\">Ofreciendo retornos garantizados y tranquilidad para ahorros a corto o largo plazo.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/bank\/cds-iras\/share-certificates\/\" target=\"_top\" aria-label=\"Lea m\u00e1s sobre los certificados de acciones\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Gesti\u00f3n patrimonial<\/h3><div class=\"co-rel_prods--col_desc text-component\"><p>La gesti\u00f3n patrimonial es esencial para lograr la seguridad financiera y maximizar el crecimiento de sus activos.<\/p>\n<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/learn\/wealth-management\/\" target=\"_top\" aria-label=\"Lea m\u00e1s sobre la gesti\u00f3n patrimonial\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":2464,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2465","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IRA - Tucoemas FCU<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.tucoemas.org\/es\/bank\/cds-iras\/ira\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IRA - Tucoemas FCU\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.tucoemas.org\/es\/bank\/cds-iras\/ira\/\" \/>\n<meta property=\"og:site_name\" content=\"Tucoemas FCU\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-27T17:05:51+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.tucoemas.org\/bank\/cds-iras\/ira\/\",\"url\":\"https:\/\/www.tucoemas.org\/bank\/cds-iras\/ira\/\",\"name\":\"IRA - 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