{"id":2480,"date":"2024-05-28T14:52:43","date_gmt":"2024-05-28T21:52:43","guid":{"rendered":"https:\/\/www.tucoemas.org\/mortgage-loans\/"},"modified":"2025-10-15T08:21:47","modified_gmt":"2025-10-15T15:21:47","slug":"mortgage-loans","status":"publish","type":"page","link":"https:\/\/www.tucoemas.org\/es\/borrow\/mortgage-loans\/","title":{"rendered":"Pr\u00e9stamos hipotecarios"},"content":{"rendered":"<div class=\"co-flex_row co-flex_row__page-hero\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<header class=\"co-page_hero  co-page_hero__has_image display-img-desktop\" aria-label=\"Encabezado: Pr\u00e9stamos hipotecarios\">\n\t\t<div class=\"co-page_hero--inner\">\n\t\t\t<div class=\"prow gap:0\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-page_hero--img_wrap pcol-lg:5\">\n\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"550\" height=\"550\" src=\"https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC.jpg\" class=\"co-page_hero--img\" alt=\"HERO-template-HELOC\" srcset=\"https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC.jpg 550w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-540x540.jpg 540w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-150x150.jpg 150w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-396x396.jpg 396w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-75x75.jpg 75w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-300x300.jpg 300w, https:\/\/www.tucoemas.org\/files\/HERO-template-HELOC-400x400.jpg 400w\" sizes=\"auto, (max-width: 550px) 100vw, 550px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"co-page_hero--text pcol-lg:7\">\n\t\t\t\t\t\t\t\t\t\t<h1 class=\"co-page_hero--title\">\n\t\t\t\t\t\tPr\u00e9stamos hipotecarios\t\t\t\t\t<\/h1>\n\t\t\t\t\t<p class=\"co-page_hero--tagline\">La casa de sus sue\u00f1os, con nuestras hipotecas flexibles.<\/p>\t\t\t\t\t\t<div class=\"co-page_hero--buttons\">\n\t\t\t\t\t\t\t<a class=\"co-page_hero--button\" href=\"https:\/\/www.tucoemas.org\/es\/speed-bump\/?url=http%3A%2F%2Fwww.dreams-tfcu.com&#038;prev=https%3A%2F%2Fwww.tucoemas.org%2Fes%2Fborrow%2Fmortgage-loans%2F\"  ><span>M\u00c1S INFORMACI\u00d3N<\/span><\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/header>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__page-intro\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-page_intro\">\n\t\t<h2 class=\"co-page_intro--title\">Nuestros hogares son nuestros santuarios, y le ayudaremos a encontrar una hipoteca que se ajuste a su presupuesto y estilo de vida.<\/h2>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__sticky-nav\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sticky_nav_wrap is-active\" id=\"js-sticky_nav_wrap\">\n\t\t<nav\n\t\t\tclass=\"co-sticky_nav\"\n\t\t\tid=\"js-sticky_nav\"\n\t\t\taria-label=\"Navegaci\u00f3n por ancla de p\u00e1gina\"\n\t\t>\n\t\t\t<div class=\"co-sticky_nav--mobile\">\n\t\t\t\t<button\n\t\t\t\t\tclass=\"co-sticky_nav--toggle closed\"\n\t\t\t\t\tid=\"js-sticky_nav_toggle\"\n\t\t\t\t\taria-label=\"Abrir y cerrar el men\u00fa de la p\u00e1gina\"\n\t\t\t\t>Men\u00fa de p\u00e1gina<\/button>\n\t\t\t<\/div>\n\t\t\t<div class=\"co-sticky_nav--row co-row closed\" id=\"js-sticky_nav_links\">\n\t\t\t\t\t\t\t\t\t<a href=\"#loans\" class=\"co-sticky_nav--link js-sticky_nav_item\" aria-label=\"Enlace 1\">\n\t\t\t\t\t\tPr\u00e9stamos\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"#assistance\" class=\"co-sticky_nav--link js-sticky_nav_item\" aria-label=\"Enlace 3\">\n\t\t\t\t\t\tAsistencia\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<a href=\"#join\" class=\"co-sticky_nav--link js-sticky_nav_item\" aria-label=\"Enlace 2\">\n\t\t\t\t\t\t\u00danase\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/nav>\n\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__long-form-text\" id=\"loans\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-long_form\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">Pr\u00e9stamos hipotecarios<\/h2><div class=\"co-intro_text--intro text-component\"><p>Nuestros hogares son nuestros santuarios, y le ayudaremos a encontrar la tranquilidad que busca con una hipoteca que se ajuste a su presupuesto y estilo de vida.<\/p>\n<\/div>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-long_form--block prow items-start\">\n\t\t\t\t<div class=\"co-long_form--text pcol-md:7\">\n\t\t\t\t\t<div class=\"co-long_form--content text-component\"><p><strong>Seleccione el pr\u00e9stamo hipotecario que mejor se ajuste a su situaci\u00f3n financiera.\u00a0<\/strong><\/p>\n<p>Antes de solicitar su pr\u00e9stamo hipotecario, deber\u00e1 decidir qu\u00e9 tipo de pr\u00e9stamo es el adecuado para usted.<\/p>\n<ul>\n<li><strong>Los pr\u00e9stamos convencionales<\/strong> tienen una tasa de inter\u00e9s fija y un pago mensual constante durante toda la vida del pr\u00e9stamo. Es f\u00e1cil presupuestar para este este tipo de pr\u00e9stamo, ya que el pago siempre ser\u00e1 el mismo. La tasa de inter\u00e9s de un pr\u00e9stamo hipotecario convencional suele ser m\u00e1s alta que la de una hipoteca de tasa ajustable.<\/li>\n<li><strong>Los pr\u00e9stamos con tasa de inter\u00e9s ajustable <\/strong>suelen comenzar con tasas de inter\u00e9s m\u00e1s bajas que los pr\u00e9stamos convencionales. Le informaremos cu\u00e1nto se puede ajustar la durante la vida del pr\u00e9stamo, para que sepa desde el principio la cantidad m\u00e1xima que podr\u00eda llegar a pagar. Si piensa mudarse en unos a\u00f1os, o si cree que las tasas de inter\u00e9s bajar\u00e1n, le convendr\u00eda considerar una tasa ajustable, ya que las pagos mensuales podr\u00edan ser m\u00e1s bajas.<\/li>\n<li><strong>Pr\u00e9stamos FHA<\/strong>\u00a0ofrecen tasas de inter\u00e9s m\u00e1s bajas, requieren un pago inicial relativamente peque\u00f1o y est\u00e1n aseguradas a trav\u00e9s de la Administraci\u00f3n Federal de Vivienda.<\/li>\n<\/ul>\n<p><strong>No todos los pr\u00e9stamos solicitados a trav\u00e9s de Mason McDuffie ser\u00e1n administrados por Tucoemas.<\/strong><\/p>\n<\/div><a class=\"co-long_form--button co-button\" href=\"https:\/\/www.tucoemas.org\/es\/help\/contact-us\/\"  ><span>M\u00c1S INFORMACI\u00d3N<\/span><\/a>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"co-long_form--media pcol-md:5\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__accordions\" id=\"assistance\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<section class=\"co-accords_section\" aria-label=\"M\u00e1s informaci\u00f3n\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">M\u00e1s informaci\u00f3n<\/h2>\t\t<\/header>\n\t\t\t\t<div class=\"co-accordion\" data-animation=\"on\" data-multi-items=\"on\">\n\t\t\t\t\t\t\t<div class=\"co-accordion--item\">\n\t\t\t\t\t<button  class=\"co-accordion--header\t\t\t\t\t\t\tjs-accord_toggle\t\t\t\t\t\t\tclosed\">\n\t\t\t\t\t\tAsistencia hipotecaria\t\t\t\t\t\t<span class=\"co-accordion--icon no-js:is-hidden\"><\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t\t<div class=\"co-accordion--panel\t\t\t\t\t\tjs-accord_content\t\t\t\t\t\ttext-component\">\n\t\t\t\t\t\t<p>Para una hipoteca existente en Tucoemas, comun\u00edquese con Dovenmuele (DMI) para cualquier indulgencia o asistencia con dificultades al 1-800-701-4049.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__single-path-cta\" id=\"join\">\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-sp_cta\">\n\t\t\t\t<header class=\"co-intro_text has_intro\">\n\t\t\t<h2 class=\"co-intro_text--title\">H\u00e1gase miembro<\/h2><div class=\"co-intro_text--intro text-component\"><p>Como copropietario de Tucoemas, nuestras ganancias le benefician directamente a trav\u00e9s de mejores tasas y comisiones m\u00e1s bajas.<\/p>\n<\/div>\t\t<\/header>\n\t\t<a class=\"co-sp_cta--button\" href=\"https:\/\/www.tucoemas.org\/es\/open-account\/\"  ><span>\u00daNASE<\/span><\/a>\t<\/div>\n\n\t<\/div>\n<\/div>\n\n\n<div class=\"co-flex_row co-flex_row__white co-flex_row__last co-flex_row__related-products\" >\n\t<div class=\"co-flex_row--row co-row\">\n\t\t\t<div class=\"co-rel_prods center-narrow\">\n\t\t\t\t<header class=\"co-intro_text\">\n\t\t\t<h2 class=\"co-intro_text--title\">Explora otros productos y servicios<\/h2>\t\t<\/header>\n\t\t\t\t\t<div class=\"co-rel_prods--cols prow prow-md:2  justify-center\">\n\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">Seguro<\/h3><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/protect\/\" target=\"_top\" aria-label=\"Leer m\u00e1s sobre Seguros\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"co-rel_prods--col\">\n\t\t\t\t\t\t<h3 class=\"co-rel_prods--col_title\">L\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria<\/h3><div class=\"co-rel_prods--col_desc text-component\">Una HELOC de Tucoemas le permite obtener un pr\u00e9stamo de hasta el 80% del valor de su vivienda para ayudarle a cubrir los gastos de la vida cotidiana.<\/div><a class=\"co-rel_prods--col_cta\" href=\"https:\/\/www.tucoemas.org\/es\/borrow\/home-equity-line-credit\/\" target=\"_top\" aria-label=\"Lea m\u00e1s sobre la l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria\"><span>M\u00e1s informaci\u00f3n<\/span><\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":2473,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"class_list":["post-2480","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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