Skip to Main Content Skip to Sitemap

Auto, Motorcycle & RV Loans

Your daily commutes and road trips are more enjoyable when you're saving money. Check out our various loan options on new and used vehicles.
Life keeps you moving throughout Tulare County, California, and beyond. When you're buying a car, truck, SUV, motorcycle or boat, we have the financial answer. Because we're a credit union, we can offer lower auto loan rates compared to banks and other financial institutions.

In the market for a car, truck or SUV? When you find the one you want, let us handle the financing.

  • Competitive rates
  • First time buyer program
  • Finance up to 100% of the MSRP or Kelley Blue Book value, including tax, license, guaranteed asset protection and mechanical breakdown insurance
  • Terms up to 72 months on loans over $15,000; up to 84 months on loans over $20,000
  • Get a 0.25% rate reduction when you sign up for automatic payment from a Tucoemas checking account*
  • Get a 0.25% rate reduction if loan to value is 85% or less*
  • Loans not available for out-of-state purchases or salvaged titles, heavy duty vehicles more than one ton, or any commercial vehicles

*A 0.25% rate reduction is available when you sign up for automatic payment from a Tucoemas checking account. A 0.25% rate reduction is available if loan to value is 85% or less (Vehicle Loan Only). Maximum discount is .50% off APR. Discount not available on Signature and Signature Home Improvement Loans, Share or Certificate Secured Loans). See Loan and Security Agreement and Disclosure Statement for final disclosures of the annual percentage rate. 

When it's time to get out and play, our loans for RVs, boats and motorcycles get you moving.

  • Available for purchases of new and used vehicles and vessels
  • Low rates and flexible terms
  • RVs must contain living and sleeping facilities
  • Loans not available for out-of-state purchases or salvaged motorcycles, boats and RVs

Consider how much time you and your family spend in your vehicle, and make sure you're protected by an affordable, top-quality policy. Auto insurance through the TruStage™ Auto & Home Insurance Program lets you enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote or call (855) 483-2149 for additional information.

TruStage™ Auto and Home Insurance program is offered by TruStage™ Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Researching vehicles and finding the best deal doesn't have to be a stressful, time-consuming experience. Tucoemas Credit Union partners with Credit Union Direct Lending (CUDL) to make this process easier, allowing you to research and shop through one website.

You'll find plenty of useful tips and advice about buying a new or used vehicle, the importance of credit reports and many other relevant topics. Plus you get access to buyers' guides and services that let you know a fair price for the vehicle you want. All of it is designed to give you more confidence and negotiating power during your journey.

Here's how it works:

Make sure you travel with peace of mind after your manufacturer's warranty expires on your vehicle. With an MBP policy, you'll protect the investment you made in your vehicle and reduce the possibility of major out-of-pocket expenses when you need repairs.

  • Nationwide protection
  • 24-hour roadside assistance for the term of your coverage
  • Rental vehicle assistance
  • Coverage transfers if you sell your vehicle during the term

Take a few minutes and get a free quote today.

What is GAP and what does it cover?
GAP helps cover the difference between the actual cash value of the vehicle (primary insurance company settlement) and the outstanding loan balance at the time of the loss.

Additional features:

  • Receive a $1,000 deduction toward you next auto loan financed with us.

  • Auto Deductible Reimbursement (ADR) 3 year with GAP: pays up to $500 per loss (unlimited claims per year) when claim is filed and paid with primary insurance carrier. Product covers the vehicle purchased AND ALL OTHER vehicles the member owns AND insures. Refer to program card for more information.

  • Personal ID restoration consulting

  • Warranty registration service

  • For more information please visit or contact our loan department.