Credit Cards

Looking for more spending power at a great rate and great rewards? This is our top-of-the-line option that puts you in control.

• Credit limits between $5,000 and $20,000
• No fee for balance transfers
• Request coverage over your credit limit
• Get extra protection during online shopping with Verified by VISA®
• With uChoose Rewards

If you're accustomed to paying off your monthly bill entirely or carrying a low balance, this card is a good fit.

• Credit limits between $500 and $20,000
• No fee for balance transfers
• Request coverage over your credit limit
• Get extra protection during online shopping with Verified by VISA®
• With uChoose Rewards

This card is designed to help you establish credit or re-establish your credit by securing your shares as collateral for the credit limit.

• Credit limits between $500 and $1,000
• No fee for balance transfers
• Includes $250,000 of Travel & Accident Insurance
• Get extra protection during online shopping with Verified by VISA®
• With uChoose Rewards

Each VISA® credit card also comes with these extras.

VISA® Purchased Security and Extended Protection Program*

• Automatically protects many of the new retail purchases of personal property that you make with your card, at no additional charge
• To file a claim, call (800) 848-1943

VISA® Travel & Emergency Assistance Program*

• Connect to appropriate emergency services whenever and wherever you need them, 24 hours a day, 365 days a year
• Costs of any goods or services purchased is your responsibility
• For more information, call: (800) 992-6029

Roadside Dispatch*

• Provides towing, tire changes, jumpstarts, lockout service, fuel delivery and winching 24/7, wherever you travel
• For more information, call (800) VISA-TOW

* Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used - with CardValet®!

• Receive alerts whenever your payment cards are used
• Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
• Safeguard your cards: Turn them "off" if they're misplaced or stolen and back "on" when you're ready to use them

Download CardValet Today:



After downloading the app, please refer to the CardValet Quick Reference Guide to get started.

Effective October 1, 2017, your Tucoemas FCU VISA Debit and/or VISA Credit card will provide the automatic Account Updater free convenience service.

Are there merchants to whom you have given your VISA Debit or VISA Credit card to keep on file for recurring payments?  If so, this applies to you. Whenever you receive a new, or renewed, VISA card, your old card's information (i.e.., card number and expiration date) will automatically update to the new card's number and expiration date - for all merchants with whom you maintain your card on file for recurring payments.

Some examples of recurring card transactions:	Some examples of account-on-file transactions:
Netflix, Hulu or other streaming services Monthly utilities Gym memberships Insurance premiums Recurring charitable donations	Uber, Lyft, or other ride services Online shopping websites Online payment services Perscriptions

YOU MAY OPT OUT: If you do not want to utilize this convenience, you may OPT-OUT. If you opt-out of this automatic update, it will be incumbent upon you to manually update your auto-charge merchants whenever you receive an updated Tucoemas FCU debit and/or credit VISA card. 

HOW TO OPT-OUT: To OPT-OUT, please fill out this online form or visit any branch.

QUESTIONS: Please contact us

uChoose Rewards is a program which allows you to redeem points for cash back and thousands of items such as hotels, rental cars, event tickets, gift cards such as Starbucks®, Best Buy®, Shell® ... and merchant rewards from brands like Sony®, Fitbit® and Kitchen Aid®.

Start rewarding yourself today by applying for a Tucoemas VISA, featuring uChoose Rewards. You’ll earn 1 point for every dollar spent, whether you make in-store purchases or online.

Tucoemas Credit Cards offer you the flexibility and convenience you deserve. With no balance transfer fee and no annual fee, the Tucoemas VISA is a great choice!

Apply online or give us a call at (559) 732-8892 to get started!

• Enrolling is easy: Register your Tucoemas Visa card at uChooseRewards.com
• Login - first time users will need to register and create and user profile
• Track and Manage your points at uChooseRewards.com
• Redeem your points online for thousands of items

If you need to report a lost or stolen card, please call (855) 368-2235 immediately. This number connects to 24-hour customer service where you can get general assistance with your account, too. If you want a copy of your VISA® agreement, please call (559) 732-8892.