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Credit Cards

When you're on the move, you need a credit card that keeps pace. Our three VISA® options provide something for everyone.

Credit Card System Upgrade 8/18/21 - 8/24/21

What’s happening:

We'll be upgrading to a new credit card system starting Wednesday night, 08/18/21, until early Tuesday, 08/24/21. Your credit card will be working normally during this time.

What to expect:

• Payments made to your credit card will not be reflected on your current balance during this time period. Your balance will be updated on or shortly after the morning of the Tuesday, 8/24/21.

• You will not be able to access your credit card information online during this period.

• Please note that when you login to the new credit card website, the last four digits of your account will not be the same as what is on your credit card. This is normal and part of the upgrade to our new systems.

What you need to do: If you have automatic payments currently setup through online banking, you will have to reschedule them on 8/24/21.

When you log in on Tuesday, the 24th, you will be redirected to a new log in page. Here, you’ll be able to access your account with your existing username and password.

Contact us

For any questions regarding your account, or the log in process, please call us

at 559-732-8892 or email us at SupportCenter@tucoemas.org





Credit cards are a must-have tool for your personal finances. When you want more flexibility with a great interest rate, check out our VISA® options. They all come with low, fixed rates and no annual fees, plus extra protections when you travel throughout Tulare County, California, and beyond.

Looking for more spending power at a great rate and great rewards? This is our top-of-the-line option that puts you in control.

  • Credit limits between $5,000 and $20,000
  • No fee for balance transfers
  • Includes $500,000 of Travel & Accident Insurance
  • Request coverage over your credit limit
  • Get extra protection during online shopping with Verified by VISA®
  • With uChoose Rewards

If you're accustomed to paying off your monthly bill entirely or carrying a low balance, this card is a good fit.

  • Credit limits between $500 and $20,000
  • No fee for balance transfers
  • Includes $250,000 of Travel & Accident Insurance
  • Request coverage over your credit limit
  • Get extra protection during online shopping with Verified by VISA®
  • With uChoose Rewards

This card is designed to help you establish credit or re-establish your credit by securing your shares as collateral for the credit limit.

  • Credit limits between $500 and $1,000
  • No fee for balance transfers
  • Includes $250,000 of Travel & Accident Insurance
  • Get extra protection during online shopping with Verified by VISA®
  • With uChoose Rewards

Each VISA® credit card also comes with these extras.

VISA® Purchased Security and Extended Protection Program*

  • Automatically protects many of the new retail purchases of personal property that you make with your card, at no additional charge
  • To file a claim, call (800) 848-1943

VISA® Travel & Emergency Assistance Program*

  • Connect to appropriate emergency services whenever and wherever you need them, 24 hours a day, 365 days a year
  • Costs of any goods or services purchased is your responsibility
  • For more information, call: (800) 992-6029

Roadside Dispatch*

  • Provides towing, tire changes, jumpstarts, lockout service, fuel delivery and winching 24/7, wherever you travel
  • For more information, call (800) VISA-TOW

* Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.

Card Valet

Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used - with CardValet®!
  • Receive alerts whenever your payment cards are used
  • Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
  • Safeguard your cards: Turn them "off" if they're misplaced or stolen and back "on" when you're ready to use them
Download CardValet Today:

Android download apple download

After downloading the app, please refer to the CardValet Quick Reference Guide to get started.
Effective October 1, 2017, your Tucoemas FCU VISA Debit and/or VISA Credit card will provide the automatic Account Updater free convenience service.

Are there merchants to whom you have given your VISA Debit or VISA Credit card to keep on file for recurring payments?  If so, this applies to you. Whenever you receive a new, or renewed, VISA card, your old card's information (i.e.., card number and expiration date) will automatically update to the new card's number and expiration date - for all merchants with whom you maintain your card on file for recurring payments.

Some examples of recurring card transactions: Some examples of account-on-file transactions: 
   
  • Netflix, Hulu or other streaming services
  • Monthly utilities
  • Gym memberships
  • Insurance premiums
  • Recurring charitable donations
  • Uber, Lyft, or other ride services
  • Online shopping websites
  • Online payment services
  • Perscriptions


YOU MAY OPT OUT: If you do not want to utilize this convenience, you may OPT-OUT. If you opt-out of this automatic update, it will be incumbent upon you to manually update your auto-charge merchants whenever you receive an updated Tucoemas FCU debit and/or credit VISA card. 

HOW TO OPT-OUT: To OPT-OUT, please fill out this online form or visit any branch.

QUESTIONS: Please contact us

uChoose Rewards is a program which allows you to redeem points for cash back and thousands of items such as hotels, rental cars, event tickets, gift cards such as Starbucks®, Best Buy®, Shell® ... and merchant rewards from brands like Sony®, Fitbit® and Kitchen Aid®.

Start rewarding yourself today by applying for a Tucoemas VISA, featuring uChoose Rewards. You’ll earn 1 point for every dollar spent, whether you make in-store purchases or online.

Tucoemas Credit Cards offer you the flexibility and convenience you deserve. With no balance transfer fee and no annual fee, the Tucoemas VISA is a great choice!

Apply online or give us a call at (559) 732-8892 to get started!

  • Enrolling is easy: Register your Tucoemas Visa card at uChooseRewards.com
  • Login - first time users will need to register and create and user profile
  • Track and Manage your points at uChooseRewards.com
  • Redeem your points online for thousands of items

If you need to report a lost or stolen card, please call (855) 368-2235 immediately. This number connects to 24-hour customer service where you can get general assistance with your account, too. If you want a copy of your VISA® agreement, please call (559) 732-8892.

If you need to report a lost or stolen card, please call (855) 368-2235 immediately. This number connects to 24-hour customer service where you can get general assistance with your account, too. If you want a copy of your VISA® agreement, please call (559) 732-8892.