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Important Notice: Upcoming Maintenance

Checking Accounts

Managing your money every day is easier with one of our convenient checking accounts!

Kasasa Cash Back

  • 3% cash back on your everyday debit card purchases*
  • No monthly service fee
  • Refunds on ATM fees (up to $20 monthly*)
  • No minimum balance to earn rewards
  • Free Online banking with Bill Pay
  • Free Mobile Banking app including mobile check deposit
  • Free Visa Debit card

Kasasa Cash

  • 1.00% APY* on balances up to $5,000
  • 0.25% APY* on portion of balance over $5,000
  • 0.05% APY* if qualifications aren’t met
  • ATM fees refunded up to $20 per month*

Earning rewards is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back or Kasasa Cash account during each month:

  • Have at least 12 debit card purchases posted
  • Log into online banking at least once per month
  • Be enrolled in and agree to receive Estatements

Remember!  If you don’t qualify for the month, no worries! Your account is still free, and you can get right back to earning rewards – and refunds on your ATM fees – the very next month!

Questions? Contact us. We’d love to help.

**Annual Percentage Yield. Account approval, conditions, qualifications, timeframes, enrollments, and other requirements apply. Qualifications and rewards may vary by account. There are no recurring monthly service charges or fees to open or close this account. For Kasasa Cash Back, when your account qualifications are met during a month you will receive 3.00% cash back (a maximum of $7.50) on up to a total of $250.00 on debit card purchases that post and settle to the account during that month. For Kasasa Cash, when your account qualifications are met during a month balances up to $5,000 receive APY* of 1.00%; and balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account’s balance. When qualifications are not met on Kasasa Cash all balances in a Kasasa Cash account earn 0.05% APY*. Additional information, details, restrictions, processing limitations and enrollment instructions here.


As a certified Community Development Financial Institution (CDFI), Tucoemas is committed to offering affordable financial products to everyone we serve. Our Rise checking allows our members access to safe and affordable banking “to create financial well-being” for our members and our community with the lowest fees possible.

  • Share Savings Account is Required to Open Rise Checking Account
    • $5.00 par-value minimum opening deposit
  • Zero minimum balance required for Rise Checking Account
    • $1.00 minimum opening deposit
  • 5 Free Cashier Checks a Month
  • Zero overdraft or NSF (Non-Sufficient Funds) fees
  • Free access to over 30,000 Co-Op ATMs nationwide
  • Free Online and mobile banking with 24/7 account access
  • Free access to Audio 24 telephone banking
  • Free share savings transfers from funds in your savings account
  • Free Access to a Certified Financial Counselor
  • Account Not eligible for Online Bill Pay
  • Account Not eligible for Courtesy Pay Overdraft Protection
  • Account Not Eligible for check writing – use your VISA debit card for everyday purchases, pay bills, or use cash
  • Account Not Eligible for Zelle® Access
  • Rise Checking Account does not earn dividends
Tucoemas Rise Checking InBranch_Poster_1200x600

Get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo.

Co-Op Network