Skip to Main Content Skip to Sitemap
*If
you’ve received an email/call from EnFact, please click here*

Checking Accounts

Managing your money every day is easier with one of our convenient checking accounts!
When you become a Tucoemas member, you get access to checking accounts that let you earn interest on your deposits and provide easy access, whether you're in Tulare County, throughout California or beyond.
  • 3% cash back on your everyday debit card purchases*
  • ATM fees refunded up to $20 per month*
  • 1.00% APY* on balances up to $5,000
  • 0.25% APY* on portion of balance over $5,000
  • 0.05% APY* if qualifications aren’t met
  • ATM fees refunded up to $20 per month*
Card Valet

Protect your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used - with CardValet®!
  • Receive alerts whenever your payment cards are used
  • Establish transaction controls for dollar amount limits, merchant categories, transaction types and geographic locations
  • Safeguard your cards: Turn them "off" if they're misplaced or stolen and back "on" when you're ready to use them
Download CardValet Today:

Android download apple download


Free checking with all the bells and whistles.

  • No monthly service fee
  • Refunds on ATM fees (up to $20 monthly*)
  • No minimum balance to earn rewards
  • Free Online banking with Bill Pay
  • Free Mobile Banking app including mobile check deposit
  • Free Visa Debit card

Earning rewards is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back or Kasasa Cash account during each month:

  • Have at least 12 debit card purchases posted
  • Log into online banking at least once per month
  • Be enrolled in and agree to receive Estatements

Remember!  If you don’t qualify for the month, no worries! Your account is still free, and you can get right back to earning rewards – and refunds on your ATM fees – the very next month!

Questions? Contact us. We’d love to help.


**Annual Percentage Yield. Account approval, conditions, qualifications, timeframes, enrollments, and other requirements apply. Qualifications and rewards may vary by account. There are no recurring monthly service charges or fees to open or close this account. For Kasasa Cash Back, when your account qualifications are met during a month you will receive 3.00% cash back (a maximum of $7.50) on up to a total of $250.00 on debit card purchases that post and settle to the account during that month. For Kasasa Cash, when your account qualifications are met during a month balances up to $5,000 receive APY* of 1.00%; and balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account’s balance. When qualifications are not met on Kasasa Cash all balances in a Kasasa Cash account earn 0.05% APY*. Additional information, details, restrictions, processing limitations and enrollment instructions here.