
Become A Member
We believe rising together, anything is possible.
What it means to be a member?
With a small $5 deposit into your new Tucoemas Federal Credit Union Savings Account, you automatically become part owner of this organization dedicated to driving real change in the community. As part-owner of Tucoemas, our profits flow down to you rather than shareholders through better rates and lower fees.
Why join Tucoemas?
We’re invested in our local communities. Explore our values:
Financial Education
We believe that financial education is a necessity for all. So, we built a free financial education program for community members.
Clean Community
From sustainable building practices to community-driven initiatives, we believe in harnessing our collective power to drive positive change.
Community Investment
We have been serving Tulare County for over 75 years. From low fees and interest rates to driving real change in community organizations, we are here for all of you.
Membership Perks
We are dedicated to providing members with valuable and convenient products and services to help improve financial well-being.
Fewer fees, better rates
Helping you keep more of your money with lower fees and better rates, so you can save and grow your finances faster.
24/7 Digital Banking
We understand that life doesn’t stop, so we offer 24/7 digital banking—giving you easy, secure access to your accounts anytime, anywhere.
Access to funds
Our members can visit any of the nearly 30,000 ATMs that display the CO-OP logo. So, whether you’re across town, or far from home, you’re never far from your money.
Free financial coaching
Through our Pathways Program, you’ll learn skills to help you reduce debt, reduce payment, grow your savings, and more.
Eligibility
Membership is open to people who live, work, worship or attend school in Tulare County, California, and businesses and other legal entities within Tulare County.
These following groups are ALSO eligible for membership
- Spouses of a person who passed away while in our field of membership.
- Our employees, and members of their immediate families, households, and organizations.
“Immediate family” means spouses, children/stepchildren/adopted, siblings/stepsiblings, parents/stepparents, and grandparents/grandchildren. “Household members” are defined as those individuals living in the same residence and maintaining a single economic unit. This definition includes any person who is a permanent member and participates in the maintenance of the household, such as a domestic partner or nanny.

It’s easy to get started
With a few simple steps, you can open an account and start enjoying the benefits of Tucoemas membership.
Confirm your eligibility
See how you’re eligible to join Tucoemas Federal Credit Union.
Verify your information
Provide a government-issued ID, driver’s license/state ID, or passport along with a physical and mailing address.
Fund your account
Deposit as little as $5 into your Tucoemas Savings Account.