Carefull

Carefull maintains read-only access to data.

Carefull will never have access to your or your loved one’s financial account login information. Carefull also uses multi-factor authentication, 256-bit military grade encryption, and optional biometrics to secure your financial data.

Creating an account takes only 5 minutes and requires minimal information.

All you need is the login information for your Tucoemas Online Banking account and your Social Security number.

Entering your SSN is necessary to set up credit monitoring.

Carefull never stores your SSN. It is only entered for one-time setup of the credit monitoring protections.

Yes, we encourage you to add all your financial accounts.

The more accounts you add, the better Carefull can identify fraud, scams, and money mistakes across your finances.

Carefull offers protection, it doesn’t take control.

Carefull’s service is read-only: It can’t touch your money, make transactions, or give anyone else the power to do so. 24/7 read-only access constantly monitors any potential suspicious behavior, which can be enough to prevent it.

Carefull’s protections & services are included for FREE as a courtesy of being a Tucoemas Federal Credit Union member.

The credit, identity, financial, password, and document protections are included along with $1 million of ID theft insurance and the trusted contact feature. You can activate as many or as few protections as you want.

Yes, you can still activate credit monitoring even if you have a credit freeze in place.

A credit freeze restricts access to your credit report, which means you – or others – won’t be able to open a new credit account while the freeze is in place. You can still enable credit monitoring without temporarily lifting the freeze.