Rates

*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness.

**As low as rate reflected above, include a maximum discount of .50% for:
– 0.25% rate reduction is available when you sign up for automatic payment
– 0.25% rate reduction is available to qualifying members for new TFCU checking accounts with reoccurring direct deposit.
– 0.25% rate reduction is available for existing members over 5 years

Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness.

**As low as rate reflected above, include a maximum discount of .50% for:
– 0.25% rate reduction is available when you sign up for automatic payment
– 0.25% rate reduction is available to qualifying members for new TFCU checking accounts with reoccurring direct deposit.
– 0.25% rate reduction is available for existing members over 5 years

Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate
¹RVs only: 120-month term (estimated) available when financing is over $30,000; 180-month term (estimated) available when financing is over $40,000. New is considered collateral that has not been previously sold/registered.
²MSRP, NADA, or Kelley Blue Book
All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.

Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters.
MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers.

Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate
¹72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000.
²MSRP, NADA, or Kelley Blue Book
All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice.  Rates and terms are based on several individual factors, including, but not limited to, credit history and worthiness.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate

¹60-months term (estimated) available when financing up to $15,000 under all three rates. 72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000.
²RV’s only: 120-month term (estimated) available when financing is over $30,000, 180-month terms (estimated) available when financing is over $40,000.
³MSRP, NADA, or Kelley Blue Book

All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.

Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters.
MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers.

Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.
¹72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000.
²MSRP, NADA, or Kelley Blue Book

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate

¹60-months term (estimated) available when financing up to $15,000 under all three rates. 72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000.
²RV’s only: 120-month term (estimated) available when financing is over $30,000, 180-month terms (estimated) available when financing is over $40,000.
³MSRP, NADA, or Kelley Blue Book

All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.

Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters.
MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers.

Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate
¹72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000.
²MSRP, NADA, or Kelley Blue Book
All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.
¹Amount financed up to $20,000.

*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness.

¹Minimum amount is $10,000, and the maximum is $40,000 for the loan type.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

*APR=Annual Percentage Rate. The Annual Percentage Rate (APR) will be the dividend rate paid on the Share Certificate offered as security (index) plus a margin of 3.25%. The term of the loan may not exceed the term of the Share Certificate offered as security. The APR will be disclosed on the Loan and Security Agreement and Disclosure Statement provided at the time of the new loan. The floor rate is 7.00%.

¹Loan term must not exceed certificate existing term
All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness.

Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.

The rates, fees, and terms applicable to your Tucoemas Federal Credit Union (Credit Union) account are provided with the Truth-in-Savings-Disclosures. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. The minimum balance to avoid a service fee is $250.

The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Minimum balance to avoid a service fee is $250.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your Tucoemas Federal Credit Union (Credit Union) account are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly.

The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Renewals are automatic. Additional deposits are not allowed. Withdrawals are allowed – see transaction limitations section.

The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Additional deposits are not allowed. Renewals are automatic. Withdrawals are allowed – see transaction limitations section.

The rates and terms applicable to your Tucoemas Federal Credit Union (Credit Union) account are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Renewals are automatic. Withdrawals are allowed – see transaction limitations section.