RV, Motorcycle, & Boat Loans

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RV, Motorcycle, and Boat Loans

Low rates and flexible terms
RVs must contain living and sleeping facilities
Loans not available for out-of-state purchases or salvaged titles

Rates

Older Used Recreational Vehicles, Motorcycle & Miscellaneous Collateral (Model Year 2005-2009)
Estimated Term (In months)	APR* (as low as)	Max Loan-to-Value Financed³	Estimated Monthly Payment per $1,000 (based on “as low as” APR)
APR=Annual Percentage Rate ¹60-months term (estimated) available when financing up to $15,000 under all three rates. 72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000. ²RV’s only:* 120-month term (estimated) available when financing is over $30,000, 180-month terms (estimated) available when financing is over $40,000. ³MSRP, NADA, or Kelley Blue Book All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness. Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters. MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers. Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.
Estimated Term (In months) 48 Months	APR* (as low as) 10.25%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $25.48
Estimated Term (In months) 60 Months	APR* (as low as) 10.50%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $21.49
Estimated Term (In months) 72 Months¹	APR* (as low as) 10.75%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $18.91
Estimated Term (In months) 84 Months¹	APR* (as low as) 11.00%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $17.12
Estimated Term (In months) 120 Months²	APR* (as low as) 11.50%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $14.06
Estimated Term (In months) 180 Months²	APR* (as low as) 12.50%	Max Loan-to-Value Financed³ Up to 70%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $12.33

Used Recreational Vehicles, Motorcycle & Miscellaneous Collateral (Model Year 2010-2022)
Estimated Term (In months)	APR* (as low as)	Max Loan-to-Value Financed³	Estimated Monthly Payment per $1,000 (based on “as low as” APR)
APR=Annual Percentage Rate ¹60-months term (estimated) available when financing up to $15,000 under all three rates. 72-month term (estimated) available when financing over $15,000; 84-month term (estimated) when financing over $20,000. ²RV’s only:* 120-month term (estimated) available when financing is over $30,000, 180-month terms (estimated) available when financing is over $40,000. ³MSRP, NADA, or Kelley Blue Book All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness. Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters. MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers. Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.
Estimated Term (In months) 48 Months	APR* (as low as) 7.25%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $24.06
Estimated Term (In months) 60 Months	APR* (as low as) 7.50%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $20.04
Estimated Term (In months) 72 Months¹	APR* (as low as) 7.75%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $17.41
Estimated Term (In months) 84 Months¹	APR* (as low as) 8.50%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $15.84
Estimated Term (In months) 120 Months²	APR* (as low as) 9.25%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $12.80
Estimated Term (In months) 180 Months²	APR* (as low as) 10.75%	Max Loan-to-Value Financed³ Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $11.21

New Recreational Vehicles, Motorcycles & Miscellaneous Collateral (Model 2023 and newer)
Estimated Term (In months)	APR* (as low as)	Max Loan-to-Value Financed²	Estimated Monthly Payment per $1,000 (based on “as low as” APR)
APR=Annual Percentage Rate ¹RVs only:* 120-month term (estimated) available when financing is over $30,000; 180-month term (estimated) available when financing is over $40,000. New is considered collateral that has not been previously sold/registered. ²MSRP, NADA, or Kelley Blue Book All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness. Recreational Vehicle: Classified as a camping trailer, travel trailer, fifth-wheel, motor home, or horse trailer with living quarters. MISC Collateral: Classified as snowmobile, ATV, Jet ski, and utility trailers. Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date.
Estimated Term (In months) 48 Months	APR* (as low as) 7.00%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $23.95
Estimated Term (In months) 60 Months	APR* (as low as) 7.25%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $19.92
Estimated Term (In months) 72 Months	APR* (as low as) 7.50%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $17.29
Estimated Term (In months) 84 Months	APR* (as low as) 7.75%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $15.34
Estimated Term (In months) 120 Months¹	APR* (as low as) 8.75%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $12.54
Estimated Term (In months) 180 Months¹	APR* (as low as) 9.75%	Max Loan-to-Value Financed² Up to 100%	Estimated Monthly Payment per $1,000 (based on “as low as” APR) $10.60

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