Credit Cards
Credit Cards with Community in Mind
Simplify your spending with a Tucoemas Credit Card
At Tucoemas, we help make every-day spending easy, with competitively low rates and credit limits up to $20,000.
Classic VISA®
- As low as 13.99% APR*
- Credit limits between $500 and $20,000
- Earn rewards** (1 point for every $1 spent)
- No fee for balance transfers
- Get extra protection during online shopping with Verified by VISA®
Secured VISA®
- As low as 15.50% APR*
- Credit limits between $500 and $1,000
- No fee for balance transfers
- Includes $250,000 of Travel & Accident Insurance
- Get extra protection during online shopping with Verified by VISA®
Platinum VISA®
- As low as 10.90% APR*
- Credit limits between $5,000 and $20,000
- Earn rewards** (1 point for every $1 spent)
- No fee for balance transfers
- Get extra protection during online shopping with Verified by VISA®
Services
Each VISA® credit card also comes with these extras.
VISA® Purchased Security and Extended Protection Program*
- Automatically protects many of the new retail purchases of personal property that you make with your card, at no additional charge
- To file a claim, call (800) 848-1943
VISA® Travel & Emergency Assistance Program*
- Connect to appropriate emergency services whenever and wherever you need them, 24 hours a day, 365 days a year
- Costs of any goods or services purchased is your responsibility
- For more information, call: (800) 992-6029
Roadside Dispatch*
- Provides towing, tire changes, jumpstarts, lockout service, fuel delivery and winching 24/7, wherever you travel
- For more information, call (800) VISA-TOW
* Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.
Effective October 1, 2017, your Tucoemas FCU VISA Debit and/or VISA Credit card will provide the automatic Account Updater free convenience service.
Are there merchants to whom you have given your VISA Debit or VISA Credit card to keep on file for recurring payments? If so, this applies to you. Whenever you receive a new, or renewed, VISA card, your old card’s information (i.e.., card number and expiration date) will automatically update to the new card’s number and expiration date – for all merchants with whom you maintain your card on file for recurring payments.
| Some examples of recurring card transactions: | Some examples of account-on-file transactions: |
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YOU MAY OPT OUT: If you do not want to utilize this convenience, you may OPT-OUT. If you opt-out of this automatic update, it will be incumbent upon you to manually update your auto-charge merchants whenever you receive an updated Tucoemas FCU debit and/or credit VISA card.
HOW TO OPT-OUT: To OPT-OUT, please fill out this online form or visit any branch.
QUESTIONS: Please contact us
VISA Rates & Disclosure
If you need to report a lost or stolen card immediately, please call 1 (888) 297-3416 . If you want a copy of your VISA® agreement, please call (559) 732-8892.
Become a Member
As part-owner of Tucoemas, our profits flow down to you through better rates and lower fees.
Disclosures
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**Accumulated rewards expire after 24 months.