Checking Accounts
Affordable checking accounts tailored to you.
It all starts with a Tucoemas Checking Account
Our Rise & KASASA Checking Accounts are safe, secure checking accounts designed to keep more money in your wallet.
Rise Checking
- Share Savings Account is required to open Rise Checking Account
- $5.00 per-value minimum opening deposit
- Zero minimum balance required for Rise Checking Account
- $1.00 minimum opening deposit
- 5 Free Cashier Checks per month
- Zero overdraft or NSF (Non-Sufficient Funds) fees
- Access to over 30,000 Co-Op ATMs nationwide
- Free share savings transfers from funds in your savings account
- Access to a Certified Financial Counselor
KASASA Cash Back Checking
- 3% cash back on your everyday debit card purchases*
- No monthly service fee
- Refunds on ATM fees (up to $20 monthly*)
- No minimum balance to earn rewards
- Free Online banking with Bill Pay
- Free Mobile Banking app including mobile check deposit
- Free Visa Debit card
KASASA Cash
KASASA Cash
- 1.00% APY* on balances up to $5,000
- 0.25% APY* on a portion of the balance over $5,000
- 0.05% APY* if qualifications aren’t met
- ATM fees refunded up to $20 per month**
Earning rewards is easy.
To earn your rewards, do the following transactions and activities in your KASASA Cash account during each month:
- Have at least 12 debit card purchases posted
- Log into online banking at least once per month
- Be enrolled in and agree to receive E-statements
Remember! If you don’t qualify for the month, no worries! Your account is still free, and you can get right back to earning rewards – and refunds on your ATM fees – the very next month!
Become a Member
As part-owner of Tucoemas, our profits flow down to you through better rates and lower fees.
Disclosures
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*Annual Percentage Yield. Account approval, conditions, qualifications, timeframes, enrollments, and other requirements apply. Qualifications and rewards may vary by account. Opening or closing this account requires no recurring monthly service charges or fees. For Kasasa Cash Back, when your account qualifications are met during a month, you will receive 3.00% cash back (a maximum of $7.50) on up to a total of $250.00 on debit card purchases that post and settle to the account during that month. For Kasasa Cash, when your account qualifications are met during a month balances up to $5,000 receive APY* of 1.00%; and balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account’s balance. When qualifications are not met on Kasasa Cash all balances in a Kasasa Cash account earn 0.05% APY*.