Disclosures

Membership and Account Agreement

Language Assistance Program

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

We may also ask to see your driver’s license or other identifying documents.

• Truth In Savings
• Privacy Policy / Children’s Online Privacy Protection Act
• Unlawful Internet Gambling Enforcement Act
• Funds Availability Policy Disclosure
• Funds Availability Policy (Spanish)

• Truth in Lending (Regulation Z)
• Error Resolution & Information Request Procedures
• VISA Rates & Disclosure
• Home Mortgage Act
• Equal Credit Opportunity Act
• Loan Payment Disclosure

HELOC Important Terms

HELOC What you should know.

CUNA MUTUAL GROUP HEREBY PROVIDES YOU WITH NOTICE REGARDING THE PRE-EXISTING EXCLUSION PROVISION ON OPEN-END CREDIT LIFE AND/OR CREDIT DISABILITY ACCOUNTS AS REQUIRED ANNUALLY BY THE CALIFORNIA INSURANCE DEPARTMENT.

CALIFORNIA NOTICE

THIS INSURANCE MAY NOT COVER AN ADVANCE OR CHANGE UNDER YOUR CREDIT LINE DISABILITY OR DEATH RESULTS FROM A CONDITION FOR WHICH YOU HAVE SEEN A DOCTOR OR CHIROPRACTOR IN THE SIX MONTHS BEFORE THE ADVANCE OR CHARGE.