Green Loans
Lend Green, Live Green
Green Loans for a Greener World
We’re committed to supporting a sustainable future by offering eco-friendly loans that help you make a positive impact.
Green Loan Products
From energy-efficient upgrades to sustainable home projects, our Green Lending options are designed to help you invest in a cleaner, greener world.
Home Energy Loan
Finance a range of energy efficient/saving projects and purchases, including solar panels, solar batteries, efficient home heating and cooling systems, and home energy efficiency upgrades like installing new windows, insulation and air sealing, E.V Home Charging Station, and more.
Green Auto Loan
Hybrid or Electric Vehicle. We will package EV charging stations into the loan for up to $3,000* for qualifying members.
GreenUp Loan
Loans to finance bicycles, e-bikes, and related equipment.
Green Loan Rates
|
Estimated Term (In months) |
Max Loan to Value Financed |
APR * (as low as) |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|---|
|
*APR=Annual Percentage Rate Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
|||
|
Estimated Term (In months) Up to 36 Mo. |
Max Loan to Value Financed Up to 100% |
APR * (as low as) 7.50% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $31.11 |
|
Estimated Term (In months) Up to 48 Mo. |
Max Loan to Value Financed Up to 100% |
APR * (as low as) 8.50% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $24.65 |
|
Estimated Term (In months) Up to 60 Mo. |
Max Loan to Value Financed Up to 100% |
APR * (as low as) 9.50% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $21.00 |
|
Term |
APR* (as low as) |
|---|---|
|
*APR = Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness. **Members enjoy a 1.00% APR* reduction from standard vehicle loan rates for electric and hybrid vehicles. Eligible vehicles are model years 2018 and newer. The as low as the rate reflected above includes a maximum discount of 1.00%. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness. Refinance: Refinancing existing TUCOEMAS loans, to lower the rate, requires a minimum of $1,000 increase in loan proceeds or a purchase of GAP or MBP; otherwise, a fee of $150.00 will be assessed. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
|
|
Term 0-36 Months |
APR* (as low as) 6.00%** |
|
Term 37-48 Months |
APR* (as low as) 6.00%** |
|
Term 49-60 Months |
APR* (as low as) 6.25%** |
|
Term 61-72 Months |
APR* (as low as) 6.50%** |
|
Term 73-84 Months |
APR* (as low as) 7.00%** |
|
Term 85-96 Months |
APR* (as low as) 8.75%** |
|
Esimated Term (In Months) |
APR* (as low as) |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|
|
*APR=Annual Percentage Rate All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
||
|
Esimated Term (In Months) Up to 36 Mo. |
APR* (as low as) 7.50% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $31.11 |
|
Esimated Term (In Months) 48 Mo. |
APR* (as low as) 8.00%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $24.41 |
|
Esimated Term (In Months) 60 Mo. |
APR* (as low as) 8.50%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $20.52 |
|
Esimated Term (In Months) 84 Mo. |
APR* (as low as) 9.00%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $16.09 |
|
Estimated Term (In Months) |
Max Loan to Value Financed |
APR* (as low as) |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|---|
|
*APR=Annual Percentage Rate All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
|||
|
Estimated Term (In Months) Up to 60 Mo. |
Max Loan to Value Financed Up to 100% |
APR* (as low as) 6.50% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $19.57 |
|
Estimated Term (In Months) 84 Mo. |
Max Loan to Value Financed Up to 100% |
APR* (as low as) 7.00%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $15.09 |
|
Estimated Term (In Months) 120 Mo. |
Max Loan to Value Financed Up to 100% |
APR* (as low as) 7.50%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $11.87 |
|
Estimated Term (In Months) 180 Mo. |
Max Loan to Value Financed Up to 100% |
APR* (as low as) 8.00%** |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $9.56 |
Looking for a Green Loan?
Contact us to learn more and apply.