Youth Accounts
Start Small, Dream Big
Your child’s financial journey starts with a Youth Account
Teach your little ones the value of money and what it means to join a credit union.
Youth Accounts
Joint savings and checking accounts:
Joint Checking Account
Kasasa Cash Back Checking
- 3% cash back on your everyday debit card purchases*
- No monthly service fee
- Refunds on ATM fees (up to $20 monthly**)
- No minimum balance to earn rewards
- Free Online banking with Bill Pay
- Free Mobile Banking app, including mobile check deposit
- Free Visa Debit card
- Share Savings Account is Required to Open a KASASA Cash Back Account.
* Must provide the minor’s birth certificate and SSN. The Joint account owner must provide a valid primary ID (such as a state ID card, driver’s license, or passport) and proof of address.
Joint Savings Account
- Free access to Audio 24 telephone banking
- Free share savings transfers from funds in your savings account
* Must provide the minor’s birth certificate and SSN. The Joint account owner must provide a valid primary ID (such as a state ID card, driver’s license, or passport) and proof of address.
Open a Youth Account
Please email us at NewAccounts@tucoemas.org or call us at (559)667-9239
Fee-free
Pay zero overdraft or NSF (Non-Sufficient Funds) fees.
Free ATM Access
Get access to over 30,000 Co-Op ATMs nationwide.
24/7 Account Access
Take advantage of free online and mobile banking with 24/7 account access.
Financial Counseling
Get expert advice from a Certified Financial Counselor at absolutely no cost to you.
Disclosures
-
*Annual Percentage Yield. Account approval, conditions, qualifications, timeframes, enrollments, and other requirements apply. Qualifications and rewards may vary by account. Opening or closing this account requires no recurring monthly service charges or fees. For Kasasa Cash Back, when your account qualifications are met during a month, you will receive 3.00% cash back (a maximum of $7.50) on up to a total of $250.00 on debit card purchases that post and settle to the account during that month. For Kasasa Cash, when your account qualifications are met during a month balances up to $5,000 receive APY* of 1.00%; and balances over $5,000.00 earn 0.25% interest rate on the portion of the balance over $5,000, resulting in a range from 1.00% to 0.29% APY* depending on the account’s balance. When qualifications are not met on Kasasa Cash all balances in a Kasasa Cash account earn 0.05% APY*.