Personal Loans
To help get you through.
They went low, so we went lower.
Get a personal loan as low as 8.99% APR*
Personal Loan
Whether you’re consolidating debt, making a big purchase, or covering an unexpected expense, our personal loans offer low rates and flexible terms to help you reach your financial goals.
- Rates as low as 8.99% APR*
- Borrow up to $20,000
- Terms up to 60 months
Paycheck Advance Loan
Get a $500 quick cash loan to cover unexpected expenses.
- Paycheck Advance for Emergency Loans is a substitute for payday loans by providing quick access to cash to deal with unexpected expenses and emergencies arising between pay periods. Unlike other payday loan options, this fast cash loan doesn’t burden you with exorbitant rates and fees.
- 120-day repayment period
- 16.9% APR*
- $500 maximum loan amount
*APR = Annual Percentage Rate.
The above rates are current as of Tuesday, April 1, 2024, and are subject to change.
Signature Home Improvement Loan
When you’re upgrading your primary residence, these loans provide funding for solar projects, water wells, windows, roofing, pool installation and more.
- Borrow between $10,000 and $40,000
- Terms up to 108 months
- Must be working with a licensed contractor/business to perform improvements
- No home equity needed
- No appraisal or loan fees
Rates
|
Estimated Term (In months) |
APR* (as low as) |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|
|
*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on a number of individual factors, including, but not limited to, credit history and creditworthiness. |
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|
Estimated Term (In months) 12 Months |
APR* (as low as) 8.99% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $87.45 |
|
Estimated Term (In months) 24 Months |
APR* (as low as) 9.99% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $46.14 |
|
Estimated Term (In months) 36 Months |
APR* (as low as) 10.99% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $32.73 |
|
Estimated Term (In months) 48 Months |
APR* (as low as) 12.49% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $26.58 |
|
Estimated Term (In months) 60 Months |
APR* (as low as) 13.49% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $23.00 |
|
Estimated Term (In months) |
APR* (as low as) |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|
|
*APR=Annual Percentage Rate. All rates are fixed unless otherwise stated. The actual rate will be disclosed before you become obligated. Rates and programs are subject to change without notice. Rates and terms are based on several individual factors, including, but not limited to, credit history and creditworthiness. 1Minimum amount is $10,000, and the maximum is $40,000 for the loan type. Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
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|
Estimated Term (In months) 60 Months |
APR* (as low as) 9.74% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $21.12 |
|
Estimated Term (In months) 72 Months |
APR* (as low as) 10.74% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $18.90 |
|
Estimated Term (In months) 84 Months |
APR* (as low as) 11.24% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $17.25 |
|
Estimated Term (In months) 96 Months |
APR* (as low as) 12.74% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $16.66 |
|
Estimated Term (In months) 108 Months |
APR* (as low as) 13.74% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $16.18 |
|
Estimate Term (In months) |
APR* (as low as) |
Max Loan-to-Value Financed |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) |
|---|---|---|---|
|
*APR=Annual Percentage Rate. The Annual Percentage Rate (APR) will be the dividend rate paid on the Share Certificate offered as security (index) plus a margin of 3.25%. The term of the loan may not exceed the term of the Share Certificate offered as security. The APR will be disclosed on the Loan and Security Agreement and Disclosure Statement provided at the time of the new loan. The floor rate is 7.00%. 1Loan term must not exceed certificate existing term Late Charges: The late charge will be calculated as follows: 5% of the monthly minimum payment with a minimum of $15 and not to exceed $100 on payments made 10 days or more after the due date. |
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|
Estimate Term (In months) Up to 60 Months |
APR* (as low as) 7.00% |
Max Loan-to-Value Financed Up to 90% |
Estimated Monthly Payment per $1,000 (based on “as low as” APR) $19.81 |
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Disclosures
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* APR = Annual Percentage Rate. Loans are subject to credit approval. Your rate will be based on your credit history and approximate term. If your risk profile puts you in a higher risk category, your rate may be higher. Payment and term are affected by the amount financed. Specific terms may not be available for all risk categories.