Beware of Common Scams
As new scams arise every day, it’s important to stay up to date and aware of the common scams that are happening now so you can be prepared and stay protected. With the development of AI, scams are now more common and more personal than ever. What used to be a shady phone call is now far more elaborate and seamless, complete with real-life alerts and events. Here are a few of the most common and difficult scams to detect.
AI-Enhanced Phishing, Deepfake & Voice‑Cloning Scams
Scammers are now using AI to replicate voices and create deepfakes, realistic videos or images of people you know, to impersonate them and ask for help. To avoid falling for these scams, always hang up and call the person back using the number saved in your contacts, not the one that contacted you. Always stay skeptical.
Toll/Fee & DMV Imposter Scams
Scammers are sending texts and calls claiming unpaid toll or DMV fees, often using threats like license suspension or arrest to scare you into acting quickly. If you’re unsure, contact the DMV or toll service directly using official numbers—never the one in the message.
Subscription Renewal Scams
When receiving a notification to update your subscription, never click the link or follow the information provided in the notice. Instead, head to the official website for the product, log in to your account, and review your subscription plan there. Scammers often use this tactic as a quick way to gather your personal information.
Fake Charity Scams
Charity scams occur when fraudsters pose as legitimate organizations to steal money, often after natural disasters or during holidays. They may use phone calls, emails, or fake websites to solicit donations. If you would like to donate or support a program, always head directly to their trusted website to do so.
Unexpected Charge Notice
These scams can be hard to spot because we are accustomed to receiving fraudulent or unexpected charge notices from our financial institutions. However, if the notice is asking you to provide ANY personal information, click links, or contact a number, STOP and contact your financial institution directly using the contact on their website or through your online banking account to dispute the charge.
It’s critical to stay skeptical of all communications that you receive that you were not expecting. Best practice is to never click links, provide personal information, or use the contact information provided in the message, regardless of the content it is sharing. Always use your trusted contacts, personal portals, or official websites to learn more about a message or notice you receive. If you accidentally click a link, provide personal information, or fall victim to a scam, contact your financial institution immediately to make a report.