Share Certificate
Secure investments, guaranteed returns.
Secure your financial future with our high yield Share Certificate
Offering guaranteed returns and peace of mind for short or long-term savings.
Share Certificate
Grow your savings faster.
- 3.59% APY*
- $2,500 minimum
- 9-month term
Want to open an account?
Share Certificate Rates
|
Terms |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn |
|---|---|---|---|---|
|
The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Renewals are automatic. Additional deposits are not allowed. Withdrawals are allowed – see transaction limitations section. |
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Terms 6 Month |
Dividend Rate 1.00% |
Annual Percentage Yield 1.00% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
|
Terms 12 Month |
Dividend Rate 1.25% |
Annual Percentage Yield 1.25% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
|
Terms 24 Month |
Dividend Rate 1.50% |
Annual Percentage Yield 1.51% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
|
Terms |
Dividend Rate |
Annual Percentage Yield (APY) |
Minimum Opening Deposit |
Minimum Balance to Earn |
|---|---|---|---|---|
|
The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Additional deposits are not allowed. Renewals are automatic. Withdrawals are allowed – see transaction limitations section. |
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|
Terms 6 Month |
Dividend Rate 1.25% |
Annual Percentage Yield (APY) 1.26% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
|
Terms 12 Month |
Dividend Rate 1.50% |
Annual Percentage Yield (APY) 1.51% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
|
Terms 24 Month |
Dividend Rate 2.00% |
Annual Percentage Yield (APY) 2.02% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
Become a Member
As part-owner of Tucoemas, our profits flow down to you through better rates and lower fees.
Disclosures
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*3.59% APY effective November 1, 2025. APY remains fixed for the 9‑month term. APY is subject to change after maturity. Minimum opening deposit is $2,500. Membership with Tucoemas is required. Early withdrawal penalties may apply. Fees may reduce earnings. APY assumes funds remain on deposit until maturity. This promotional share certificate does not automatically renew. At maturity, the full balance will automatically transfer to your Regular Savings Share and will earn dividends at the then‑current savings rate. Additional restrictions may apply; contact us for details