
Share Certificates of Deposit
Secure investments, guaranteed returns.
Secure your financial future with our high yield Share Certificates of Deposit
Offering guaranteed returns and peace of mind for short or long-term savings.
Watch your money multiply with 4.59% APY*.
Limited Time Promotion
- $2,500 minimum
- New money only
- 9-month term
Want to open an account?

Share Certificate Rates
Terms |
Dividend Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Minimum Balance to Earn |
---|---|---|---|---|
The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Renewals are automatic. Additional deposits are not allowed. Withdrawals are allowed – see transaction limitations section. |
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Terms 6 Month |
Dividend Rate 1.00% |
Annual Percentage Yield 1.00% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
Terms 12 Month |
Dividend Rate 1.25% |
Annual Percentage Yield 1.25% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
Terms 24 Month |
Dividend Rate 1.50% |
Annual Percentage Yield 1.51% |
Minimum Opening Deposit $10,000 |
Minimum Balance to Earn $10,000 |
Terms |
Dividend Rate |
Annual Percentage Yield (APY) |
Minimum Opening Deposit |
Minimum Balance to Earn |
---|---|---|---|---|
The rates, fees, and terms applicable to your account at Tucoemas Federal Credit Union (Credit Union) are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. Additional deposits are not allowed. Renewals are automatic. Withdrawals are allowed – see transaction limitations section. |
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Terms 6 Month |
Dividend Rate 1.25% |
Annual Percentage Yield (APY) 1.26% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
Terms 12 Month |
Dividend Rate 1.50% |
Annual Percentage Yield (APY) 1.51% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
Terms 24 Month |
Dividend Rate 2.00% |
Annual Percentage Yield (APY) 2.02% |
Minimum Opening Deposit $100,000 |
Minimum Balance to Earn $100,000 |
Become a Member
As part-owner of Tucoemas, our profits flow down to you through better rates and lower fees.
Disclosures
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*APY (Annual Percentage Yield) reflects the total amount of dividends paid on this account based on the dividend rate and frequency of compounding in a 365-day period. 4.59% APY is based on a 4.50% dividend rate. The dividend rate on certificate accounts is fixed for a specific period of time, called a term. The dividend rate is based on the dividend rate in effect at the time you make the deposit. We compound dividends monthly and will pay dividends on the last day of each month unless otherwise stated and at maturity. A penalty may be assessed for early withdrawals, which may reduce APY. Membership is required. Federally Insured by NCUA.