
IRAs
Your Retirement, Our Priority.
Ensure a comfortable retirement with an IRA
At Tucoemas, we offer plenty of IRA options to help you look forward to a brighter future.
IRAs
Tucoemas Federal Credit Union offers plenty of flexibility when it comes to long-term savings. Choose from Traditional and Roth IRAs, both with unique tax advantages your advisor can explain in detail, plus a Coverdell Education Savings Account if you’re planning for higher-education expenses.
- $5 minimum opening deposit and minimum balance
- No monthly fees
- Add contributions in lump sums or through ongoing regular deposits
- Dividends calculated on the average daily balance and paid monthly
Want to open an account?

IRA Account Rates
Minimum Opening Deposit |
Minimum Balance to Earn |
Dividend Rate |
Annual Percentage Yield (APY) |
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The rates and terms applicable to your Tucoemas Federal Credit Union (Credit Union) account are provided with the Truth-in-Savings Disclosure. The Credit Union may offer other rates for these accounts from time to time. Dividends are compounded and credited monthly. |
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Minimum Opening Deposit $5 |
Minimum Balance to Earn $100 |
Dividend Rate 0.30% |
Annual Percentage Yield (APY) 0.30% |
Become a Member
As part-owner of Tucoemas, our profits flow down to you through better rates and lower fees.